If you want to take out a loan of 2000 USD, you can make a comparison with a number of offers when looking for a small loan. Even if it is only 2,000 USD, you can save on credit costs if you choose the cheapest provider in this segment. In principle, it is of course the case that the providers differ in terms of their conditions depending on the loan amount and the chosen term. If a bank appears in first place with a loan of 5000 USD, this does not mean that this bank is automatically the best provider with a 2000 USD loan.
We have made a pre-selection for you. If you apply for a loan of $ 2,000 and choose a very short term of 12 months, Spin Lender, Across Lender and Capital Lender are at the forefront. Which of the providers you choose should be made dependent on which bank has the best representative example, because this is ultimately decisive for the conditions on which a 2000 USD loan is granted.
An overview of the three best-placed providers
An acceptance rate of 80 percent is shown at Spin Lender. That means eight out of ten loan applicants get their loan approved, only two get nothing. The representative example of the Santander can be seen, because only 2030 USD have to be repaid for a loan of 2000 USD.
It looks similarly good with the Across Lender. Here, too, the monthly rate is less than 170 USD and the representative example shows that with a term of only 12 months there are hardly any loan costs. The acceptance rate at Across Lender is at least 75 percent.
Capital Lender also came third in our loan comparison. With an acceptance rate of only 60 percent, however, it seems as if consumers have significantly better chances at the former banks that their loan application will be approved. The rate at easy Credit differs only slightly from that at Spin Lender or Across Lender.
What should be considered when comparing our loans
If you apply for a loan of USD 2,000 with such a short term, the borrower has the advantage of low credit costs and the fastest possible debt relief. On the other hand, there is the disadvantage that the monthly charge is relatively high. If almost 170 USD is too high, the loan calculator can be used to set a longer term. The providers can also change with the term.